investment advice

If you have cash on deposit there can be more risk in doing nothing than doing something. Simply put, if an investment has only grown in line with inflation (as cash held on deposit commonly does), the returns are an illusion.

To help clients achieve their investment objectives Black Swan Financial Management provides investment advice online and face to face. Our online automated advice service offers a straightforward and affordable way to invest in an ISA or a General Investment Account; further details are available here and in the following section. 

Should you require an investment portfolio tailor-made to your personal requirements, we offer face to face advice, for further information and factsheets charting our long-term performance please scroll down.

Investment advice

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Automated Advice

If you want to save for the future but don’t have the time to meet face to face, our automated advice service may be the answer. Unlike direct to consumer investment sites our service, using the Personal Finance Portal, comes with the full protection of regulated advice, so you can be safe in the knowledge that you are protected.

It’s a simple and straightforward way to invest:

  • Firstly, you’ll be asked some questions about your circumstances and approach to investing, so we can find out about your investment needs and match your investment to your specific goals.
  • Then, based on what you’ve told us about your attitude to risk, how much you want to invest and over what time period, a risk-appropriate investment will be recommended. You’ll then be able to see projections showing how your investment may perform over time to help you understand whether it will meet your goals.
  • If you’re happy with our recommendations, you can ‘self-serve’ and invest straight away with a simple, secure online payment. Or if you have queries and want to talk to someone about your choices, we’ll be available to do so at the click of a button. You can interact with us online via the inbuilt video, audio or chat facilities, feeling safe in the knowledge that all of these ‘virtual’ conversations are automatically recorded by us for future reference.
  • You will receive a simple report as a record of the process, confirming your input, the charges and the recommended investment. Plus, you’ll be able to track your investment whenever you want to see how it’s progressing towards your goal. We can even send you automatic alerts to let you know whether you are on track.

Simply click here to get started

contact us

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Portfolio Management

We create individual portfolios to deliver real investment returns whilst attempting to side-step market peaks and troughs. Before creating a portfolio, we agree and record an investment policy statement.  The advantage of this approach is to define the aims, objectives and purpose of the investment, which will guide the selection of assets included in the portfolio. 

To create a cohesive investment strategy we align investment risk with the needs of the investor by blending a range of collective investments. We use collective investments as they offer a relatively cheap and flexible way to invest; they facilitate active management and enable our clients to invest their money with talented managers who seek out the best investment opportunities. 

Our investment management expertise can be put to use through direct investments or via a range tax shelters such as self-invested pensions (SIPPs), individual savings accounts (ISAs) and onshore or offshore insurance bonds.

Our actively managed portfolios will be regularly monitored and reviewed against the investment policy statement. We hope that when the investment is redeemed you will be satisfied as its value should have increased by more than inflation - allowing you to buy more of the things you want.

We publish quarterly data for a range of example portfolios, to demonstrate how different approaches can deliver differing returns. Using a broad selection from our preferred list of investments, the returns are indicative of those provided to our clients and include all annual management charges and running costs. We expect each portfolio to be ahead of inflation over the longer term, with higher risk portfolios expected to achieve higher returns - but with more volatility - than those with lower risk.

Simply click any of the images below to view the latest factsheet.

Black Swan Financial Management Limited is authorised and regulated by the Financial Conduct Authority (466128). The Financial Conduct Authority does not regulate tax or legal advice.

The information contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

If you have a complaint relating to products or services bought from us online, you may refer your complaint to the online dispute resolution (ODR) platform at http://ec.europa.eu/odr  

Black Swan Financial Management Limited is registered in England and Wales (6002491) at White Hart House, Silwood Road, Ascot, SL5 0PY.