If you have cash on deposit there can be more risk in doing nothing than doing something. Simply put, if an investment has only grown in line with inflation (as cash held on deposit commonly does), the returns are an illusion.
We create individual portfolios to deliver real investment returns whilst attempting to side-step market peaks and troughs. Before creating a portfolio, we agree and record an investment policy statement. The advantage of doing so is to define the aims, objectives and purpose of the investment, which will guide the selection of assets to include within the portfolio.
Our actively managed portfolios will be regularly monitored and reviewed against the investment policy statement. We hope that when the investment is redeemed you will be satisfied as its value should have increased by more than inflation - allowing you to buy more of the things you want.
To create a cohesive investment strategy we align investment risk with the needs of the investor by blending a range of collective investments. We use collective investments as they offer a relatively cheap and flexible way to invest; they facilitate active management and enable our clients to invest their money with talented managers who seek out the best investment opportunities.
Our investment management expertise can be put to use through direct investments or via a range of tax shelters, such as self-invested pensions (SIPPs), individual savings accounts (ISAs) and onshore or offshore insurance bonds.
Our investment philosophy and focus on delivering highly acceptable, long-term investment returns may mean we recommend investments that are out of fashion and not riding high in the performance charts. For this reason we produce factsheets to illustrate how our approach has performed over the longer term, please click the factsheets below to view the most recent quarterly report.
The value of investments and any income derived from them can fall as well as rise. Past performance is not a guide to the future and you may not get back what you invest.
Black Swan Financial Management Limited is authorised and regulated by the Financial Conduct Authority (466128). The Financial Conduct Authority does not regulate tax, legal advice or cash flow modelling.
The information contained within this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk
Black Swan Financial Management Limited is registered in England and Wales (6002491) at White Hart House, Silwood Road, Ascot, SL5 0PY.